Foreclosed Single Detached House and Lot in Santo Tomas Country Homes, Santo Tomas (Lot 32 Blk 4)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed single-detached house and lot in Santo Tomas Country Homes, Barangay Tibal-Og, Santo Tomas, Davao del Norte. The record places it at Lot 32 Blk 4. It has 28 sqm of floor area on a lot of 81 sqm.

The minimum selling price is set at ₱439,700 (roughly ₱15,704 per sqm of floor area). Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

The record marks the house as occupied; any occupants are for the buyer to deal with. The title is already in the name of HDMF (Pag-IBIG Fund). It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱7,331, according to Pag-IBIG, because the amortization of about ₱2,566 a month may not exceed 35% of income.