Foreclosed Single Detached House and Lot for Sale in Pagadian City, Zamboanga del Sur (Lot 3-M-7-B)

This foreclosed single-detached house and lot is in Barangay Dao, Pagadian City, Zamboanga del Sur, and Pag-IBIG Fund is offering it through negotiated sale. The record lists it as a non-subdivision property. It sits at Lot 3-M-7-B. The house has 42 sqm of floor area and stands on a 108-sqm lot.

The minimum selling price is ₱1,098,200, about ₱26,148 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Nov 3, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the house and set aside money for repairs before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱18,311, according to Pag-IBIG, because the amortization of about ₱6,409 a month may not exceed 35% of income.