Foreclosed Single Detached House and Lot in Lumina Pagadian, Pagadian City, Zamboanga del Sur (Lot 48 Blk 6)

Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed single-detached house and lot in Lumina Pagadian, Barangay Tiguma, Pagadian City, Zamboanga del Sur. The listing is for Lot 48 Blk 6. The record shows a floor area of 42 sqm on a 36-sqm lot.

At ₱864,505, the minimum bid price works out to about ₱20,583 per sqm of floor area. The 2nd public auction follows a 1st auction with no winning bid. Offers are sealed, the highest qualified offer wins at the bid opening, and Pag-IBIG gives up to 30% discount, depending on the mode of payment. Offers were scheduled from Oct 19 until 11:59 PM on Oct 23, 2026 (Philippine time); the bid opening was set for Oct 28, 2026 at 9:00 AM.

The record marks the house as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱14,414, according to Pag-IBIG, because the amortization of about ₱5,045 a month may not exceed 35% of income. Pag-IBIG's Zamboanga City Branch is the handling office.