Foreclosed Duplex House and Lot for Sale in Northwinds City, San Jose del Monte, Bulacan (Lot 11 Blk 8)

This double-attached house and lot is a Pag-IBIG Fund foreclosed property in Northwinds City, Barangay Santo Cristo, San Jose del Monte, Bulacan, offered through negotiated sale. It sits at Lot 11 Blk 8. The house has 176 sqm of floor area and stands on an 88-sqm lot.

At ₱4,242,300, the minimum selling price works out to about ₱24,104 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 27, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. The title is already in the name of the Home Development Mutual Fund (HDMF), Pag-IBIG's legal name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱70,734 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱24,757.