Foreclosed Single Detached House and Lot in Holiday Homes II, Daet, Camarines Norte (Lots 1 & 2 Blk 16)

This foreclosed single-detached house and lot is in Holiday Homes II, Barangay Lag-On, Daet, Camarines Norte, and Pag-IBIG Fund is offering it through the 2nd public auction. This single listing includes Lots 1 and 2 Blk 16. For both together, the record gives 100.5 sqm of floor area on 286 sqm of land.

At ₱3,600,270, the minimum bid price works out to about ₱35,824 per sqm of floor area. The 2nd public auction follows a 1st auction with no winning bid. Offers are sealed, the highest qualified offer wins at the bid opening, and Pag-IBIG gives up to 30% discount, depending on the mode of payment. Offers were scheduled from Oct 12 until 11:59 PM on Oct 16, 2026 (Philippine time); the bid opening was set for Oct 21, 2026 at 9:00 AM.

The record marks the house as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱60,029, according to Pag-IBIG, because the amortization of about ₱21,010 a month may not exceed 35% of income.