Foreclosed Duplex House and Lot for Sale in Bali By Aldea Premier, Lapu-Lapu City, Cebu (Lot 21 Blk 16)

This duplex house with eaves is a Pag-IBIG Fund foreclosed property in Bali By Aldea Premier, Barangay Agus, Lapu-Lapu City, Cebu, offered through negotiated sale. It sits at Lot 21 Blk 16. The house has 62.47 sqm of floor area and stands on an 83-sqm lot.

The minimum selling price is set at ₱3,745,800 (roughly ₱59,962 per sqm of floor area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱62,456 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱21,859. The handling office is Pag-IBIG's Cebu Housing Hub.