Foreclosed Townhouse for Sale in Northdale Villas, Naic, Cavite (Lot 41 Blk 85)

Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed townhouse in Northdale Villas, Barangay Timalan Balsahan, Naic, Cavite. It sits at Lot 41 Blk 85. The townhouse has 42 sqm of floor area and stands on a 45-sqm lot.

At ₱1,654,470, the minimum bid price works out to about ₱39,392 per sqm of floor area. With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 4, 2026 at 9:00 AM.

The townhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this townhouse is ₱27,586, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱9,655 a month.