
₱691,700
Rowhouse in Lumina Homes San Pablo
San Pablo, Laguna
22 sqm floor36 sqm lot
Offers open Oct 24
Pag-IBIG Fund acquired asset in San Pablo, Laguna. ROPA ID 815202607310017

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.
This foreclosed townhouse is in Mosaic Townhomes Phase 2, Barangay Santa Monica, San Pablo, Laguna, and Pag-IBIG Fund is offering it through the 1st public auction. It sits at Lot 29 Blk 17. The townhouse has 44 sqm of floor area and stands on a 36-sqm lot.
At ₱1,410,900, the minimum bid price works out to about ₱32,066 per sqm of floor area. Bidding is sealed. Every offer must meet the minimum bid price, the highest qualified offer wins when the bids are opened, and there is no discount at this stage. The published offer window is Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 26, 2026 at 9:00 AM.
According to Pag-IBIG's record, the townhouse is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.
The required gross monthly income for this townhouse is ₱23,525, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱8,234 a month. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's NCR Housing Hub handles the sale.
| Minimum price | ₱1,410,900 |
|---|---|
| Sale type | 1st Public Auction |
| Pag-IBIG discount | No discount in the 1st public auction |
| Price per sqm (floor area) | ₱32,066 |
| Property type | Town House |
| Floor area | 44 sqm |
| Lot area | 36 sqm |
| TCT / CCT no. | 075-2023005358 |
| Occupancy | Unoccupied |
| Pag-IBIG remarks | UNOCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱23,525 |
| Offer period | Oct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT |
| Bid opening | Oct 26, 2026, 9:00 AM PHT |
| Appraisal date | May 27, 2026 |
| Last inspected | Aug 19, 2026 |
| Batch no. | OPA1510116 |
| ROPA ID | 815202607310017 |
| Sold through | 1st Public Auction, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 29 Blk. 17 Mosaic Townhomes Phase 2 Santa Monica, City of San Pablo, Laguna, 4000
Open the inspection pin in Google MapsSealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

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