
₱691,700
Rowhouse in Lumina Homes San Pablo
San Pablo, Laguna
22 sqm floor36 sqm lot
Offers open Oct 24
Pag-IBIG Fund acquired asset in San Pablo, Laguna. ROPA ID 815202607130060

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.
This foreclosed townhouse is in Mosaic Townhomes Phase 2, Barangay Santa Monica, San Pablo, Laguna, and Pag-IBIG Fund is offering it through the 1st public auction. The listing is for Lot 11 Blk 23. The record shows a floor area of 44 sqm on a 36-sqm lot.
At ₱1,410,900, the minimum bid price works out to about ₱32,066 per sqm of floor area. A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 26, 2026 at 9:00 AM.
According to Pag-IBIG's record, the townhouse is unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.
Pag-IBIG puts the required gross monthly income at ₱23,525 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱8,234. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's NCR Housing Hub is the handling office.
| Minimum price | ₱1,410,900 |
|---|---|
| Sale type | 1st Public Auction |
| Pag-IBIG discount | No discount in the 1st public auction |
| Price per sqm (floor area) | ₱32,066 |
| Property type | Town House |
| Floor area | 44 sqm |
| Lot area | 36 sqm |
| TCT / CCT no. | 075-2023005523 |
| Occupancy | Unoccupied |
| Pag-IBIG remarks | UNOCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱23,525 |
| Offer period | Oct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT |
| Bid opening | Oct 26, 2026, 9:00 AM PHT |
| Appraisal date | Jun 25, 2026 |
| Last inspected | Aug 19, 2026 |
| Batch no. | OPA1510116 |
| ROPA ID | 815202607130060 |
| Sold through | 1st Public Auction, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 11 Blk. 23 Mosaic Townhomes Phase 2 Santa Monica, City of San Pablo, Laguna, 4000
Open the inspection pin in Google MapsSealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

₱691,700
San Pablo, Laguna
22 sqm floor36 sqm lot
Offers open Oct 24

₱2,713,000
San Pablo, Laguna
64.8 sqm floor67 sqm lot
Offers open Oct 24

₱2,031,000
San Pablo, Laguna
50 sqm floor50 sqm lot
Offers open Oct 24

₱1,143,800
San Pablo, Laguna
51 sqm floor48 sqm lot
Offers open Oct 24

₱999,270
San Pablo, Laguna
44 sqm floor36 sqm lot
Offers until Oct 23

₱999,270
San Pablo, Laguna
44 sqm floor36 sqm lot
Offers until Oct 23

₱2,607,210
San Pablo, Laguna
51.65 sqm floor45 sqm lot
Offers until Oct 23

₱549,900
San Pablo, Laguna
22 sqm floor36 sqm lot
Offers until Oct 23