Foreclosed Townhouse End Unit for Sale in Lumina Homes, San Pablo, Laguna (Lot 39 Blk 1)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed end-unit townhouse with eaves in Lumina Homes, Barangay San Gregorio, San Pablo, Laguna. It sits at Lot 39 Blk 1. The townhouse has 39.8 sqm of floor area and stands on a 45-sqm lot.

The minimum selling price is ₱1,048,000, about ₱26,332 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers were scheduled from Oct 10 until 11:59 PM on Oct 16, 2026 (Philippine time); the opening of offers was set for Oct 21, 2026 at 9:00 AM.

The record marks the townhouse as occupied; any occupants are for the buyer to deal with. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱17,474, according to Pag-IBIG, because the amortization of about ₱6,116 a month may not exceed 35% of income. Pag-IBIG's Calamba Housing Business Center handles the sale.