Foreclosed Townhouse for Sale in Kaia Homes Naic Phase 1, Naic, Cavite (Lot 29 Blk 16)

This townhouse is a Pag-IBIG Fund foreclosed property in Kaia Homes Naic Phase 1, Naic, Cavite, offered through the 2nd public auction. The record places it at Lot 29 Blk 16. It has 43 sqm of floor area on a lot of 38 sqm.

The minimum bid price is ₱1,456,560, about ₱33,873 per sqm of floor area. The 2nd public auction follows a 1st auction with no winning bid. Offers are sealed, the highest qualified offer wins at the bid opening, and Pag-IBIG gives up to 30% discount, depending on the mode of payment. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 4, 2026 at 9:00 AM.

According to Pag-IBIG's record, the townhouse is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱24,286 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱8,500. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's NCR Housing Hub is the handling office.