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Foreclosed Townhouse for Sale in Kaia Homes, Naic, Cavite (Lot 27 Blk 42)

Pag-IBIG Fund acquired asset in Naic, Cavite. ROPA ID 815202607130064

Townhouse in Kaia Homes, Naic, Cavite — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 5 days: Oct 26, 2026, 12:00 AM PHT.

This foreclosed townhouse is in Kaia Homes, Naic, Cavite, and Pag-IBIG Fund is offering it through the 2nd public auction. It sits at Lot 27 Blk 42. The townhouse has 43 sqm of floor area and stands on a 38-sqm lot.

The minimum bid price is ₱1,459,980, about ₱33,953 per sqm of floor area. With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 4, 2026 at 9:00 AM.

According to Pag-IBIG's record, the townhouse is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this townhouse is ₱24,343, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱8,520 a month. The handling office is Pag-IBIG's NCR Housing Hub.

Key facts

Minimum price₱1,459,980
Sale type2nd Public Auction
Pag-IBIG discountUp to 30% offDepends on your mode of payment.
Price per sqm (floor area)₱33,953
Property typeTown House
Floor area43 sqm
Lot area38 sqm
TCT / CCT no.057-2021068493
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱24,343
Offer periodOct 26, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Bid openingNov 4, 2026, 9:00 AM PHT
Appraisal dateMar 16, 2026
Last inspectedJul 23, 2026
Batch no.OPA1520112
ROPA ID815202607130064
Sold through2nd Public Auction, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 4-A (CALABARZON)
  3. Province: choose CAVITE
  4. City / Municipality: choose NAIC, then press Search.
  5. Open the 2nd Public Auction tab.
  6. Find the card headed KAIA HOMES priced ₱1,459,980, click View More Details and check the ROPA ID:815202607130064Its title number is TCT/CCT 057-2021068493.

Location

Lot 27 Blk. 42 Phase 2 Kaia Homes Palangue 2 and 3, Naic, Cavite, 4110

Open the inspection pin in Google Maps

Pag-IBIG contact

NCR Housing Hub

How 2nd Public Auction works

Properties with no winning bid in the 1st auction, put up for sealed bidding again at a discount of up to 30%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 2nd Public Auction properties.

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