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2nd Public AuctionUp to 30% off

Foreclosed Townhouse for Sale in Kaia Homes, Naic, Cavite (Lot 84 Blk 2)

Pag-IBIG Fund acquired asset in Naic, Cavite. ROPA ID 815202605280102

Townhouse in Kaia Homes, Naic, Cavite — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 5 days: Oct 26, 2026, 12:00 AM PHT.

Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed townhouse in Kaia Homes, Naic, Cavite. The record places it at Lot 84 Blk 2. It has 43 sqm of floor area on a lot of 38 sqm.

The minimum bid price is ₱1,459,980, about ₱33,953 per sqm of floor area. It reached the 2nd public auction after the 1st auction ended without a winning bid. Bidding is sealed again, and Pag-IBIG labels this stage "up to 30% discount", depending on the mode of payment. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 4, 2026 at 9:00 AM.

The record marks the townhouse as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱24,343, according to Pag-IBIG, because the amortization of about ₱8,520 a month may not exceed 35% of income. Paying part of the price in cash or making a bigger down payment lowers the income you need. The handling office is Pag-IBIG's NCR Housing Hub.

Key facts

Minimum price₱1,459,980
Sale type2nd Public Auction
Pag-IBIG discountUp to 30% offDepends on your mode of payment.
Price per sqm (floor area)₱33,953
Property typeTown House
Floor area43 sqm
Lot area38 sqm
TCT / CCT no.057-2021066374
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱24,343
Offer periodOct 26, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Bid openingNov 4, 2026, 9:00 AM PHT
Appraisal dateMar 16, 2026
Last inspectedJun 8, 2026
Batch no.OPA1520112
ROPA ID815202605280102
Sold through2nd Public Auction, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 4-A (CALABARZON)
  3. Province: choose CAVITE
  4. City / Municipality: choose NAIC, then press Search.
  5. Open the 2nd Public Auction tab.
  6. Find the card headed KAIA HOMES priced ₱1,459,980, click View More Details and check the ROPA ID:815202605280102Its title number is TCT/CCT 057-2021066374.

Location

Lot 84 Blk. 2 Phase 2 Kaia Homes Palangue 2 and 3, Naic, Cavite, 4110

Open the inspection pin in Google Maps

Pag-IBIG contact

NCR Housing Hub

How 2nd Public Auction works

Properties with no winning bid in the 1st auction, put up for sealed bidding again at a discount of up to 30%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 2nd Public Auction properties.

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