Foreclosed Townhouse End Unit for Sale in Kaia Homes, Naic, Cavite (Lot 38 Blk 43)

This foreclosed end-unit townhouse with eaves is in Kaia Homes, Naic, Cavite, and Pag-IBIG Fund is offering it through negotiated sale. It sits at Lot 38 Blk 43. The townhouse has 43 sqm of floor area and stands on a 57-sqm lot.

The minimum selling price is ₱1,849,300, about ₱43,007 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Pag-IBIG puts the required gross monthly income at ₱30,834 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱10,792. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's NCR Housing Hub handles the sale.