Foreclosed Townhouse for Sale in Empresa Homes San Fernando, San Fernando, Pampanga (Lot 19)

This townhouse is a Pag-IBIG Fund foreclosed property in Empresa Homes San Fernando, Barangay Calulut, San Fernando, Pampanga, offered through the 1st public auction. It sits at Lot 19. The townhouse has 37 sqm of floor area and stands on a 46-sqm lot.

The minimum bid price is ₱1,289,600, about ₱34,854 per sqm of floor area. Bidding is sealed. Every offer must meet the minimum bid price, the highest qualified offer wins when the bids are opened, and there is no discount at this stage. Offers were scheduled from Oct 12 until 11:59 PM on Oct 16, 2026 (Philippine time); the bid opening was set for Oct 22, 2026 at 9:00 AM.

Pag-IBIG lists its occupancy as "occupied/closed"; any occupants would be the buyer's to deal with. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Pag-IBIG puts the required gross monthly income at ₱21,502 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱7,526. A bigger down payment, or paying in cash, lowers that requirement. The handling office is Pag-IBIG's San Fernando Hub.