Foreclosed Townhouse for Sale in Deca Homes - Tungkil, Minglanilla, Cebu (Lot 61 Blk 4)

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes - Tungkil, Barangay Tungkil, Minglanilla, Cebu, offered through the 1st public auction. The listing is for Lot 61 Blk 4. The record shows a floor area of 46.4 sqm on a 38-sqm lot.

The minimum bid price is ₱999,790, about ₱21,547 per sqm of floor area. A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 26, 2026 at 9:00 AM.

The record marks the townhouse as occupied; any occupants are for the buyer to deal with. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this townhouse is ₱16,670, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱5,835 a month. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's Cebu Housing Hub handles the sale.