Foreclosed Townhouse in Deca Homes Sta Barbara Resort Residences Phase 2 Site 7, Santa Barbara (Lot 15 Blk 1)

This foreclosed townhouse is in Deca Homes Sta Barbara Resort Residences Phase 2 Site 7, Barangay Balabag, Santa Barbara, Iloilo, and Pag-IBIG Fund is offering it through the 1st public auction. It sits at Lot 15 Blk 1. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

The minimum bid price is set at ₱1,308,200 (roughly ₱33,979 per sqm of floor area). A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. The offer period was set for Oct 12 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 22, 2026 at 9:00 AM.

The record marks the townhouse as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

The required gross monthly income for this townhouse is ₱21,812, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱7,634 a month. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's Bacolod Branch handles the sale.