Foreclosed Townhouse in Deca Homes Sta Barbara Residences - Socialized Phase 2, Santa Barbara (Lot 12 Blk 8)

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes Sta Barbara Residences - Socialized Phase 2, Barangay Balabag, Santa Barbara, Iloilo, offered through the 1st public auction. The record places it at Lot 12 Blk 8. It has 38.5 sqm of floor area on a lot of 35 sqm.

The minimum bid price is ₱1,308,200, about ₱33,979 per sqm of floor area. A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. The published offer window is Oct 12 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 22, 2026 at 9:00 AM.

The record marks the townhouse as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Pag-IBIG puts the required gross monthly income at ₱21,812 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱7,634. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's Bacolod Branch is the handling office.