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1st Public Auction

Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 55 Blk 90)

Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202609110005

Townhouse in Deca Homes South Bacolod, Bacolod City, Negros Occidental — Pag-IBIG foreclosed property, photo 1

About this property

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.

This foreclosed townhouse is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through the 1st public auction. The record places it at Lot 55 Blk 90. It has 38.5 sqm of floor area on a lot of 35 sqm.

The minimum bid price is ₱1,171,300, about ₱30,423 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 26, 2026 at 9:00 AM.

The record marks the townhouse as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this townhouse is ₱19,530, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,835 a month. Pag-IBIG's Bacolod Branch is the handling office.

Key facts

Minimum price₱1,171,300
Sale type1st Public Auction
Pag-IBIG discountNo discount in the 1st public auction
Price per sqm (floor area)₱30,423
Property typeTown House
Floor area38.5 sqm
Lot area35 sqm
TCT / CCT no.092-2018013954
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱19,530
Offer periodOct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT
Bid openingOct 26, 2026, 9:00 AM PHT
Appraisal dateJun 23, 2026
Last inspectedSep 23, 2026
Batch no.OPA1510116
ROPA ID859202609110005
Sold through1st Public Auction, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 6 (WESTERN VISAYAS)
  3. Province: choose NEGROS OCCIDENTAL
  4. City / Municipality: choose BACOLOD CITY, then press Search.
  5. Open the 1st Public Auction tab.
  6. Find the card headed DECA HOMES SOUTH BACOLOD priced ₱1,171,300, click View More Details and check the ROPA ID:859202609110005Its title number is TCT/CCT 092-2018013954.

Location

Lot 55 Blk. 90 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100

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Pag-IBIG contact

Bacolod Branch

  • 09621804546, 09611444254, 09271446454

How 1st Public Auction works

Sealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.

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