Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 14 Blk 82)

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through the 1st public auction. The listing is for Lot 14 Blk 82. The record shows a floor area of 38.5 sqm on a 35-sqm lot.

The minimum bid price is set at ₱1,171,300 (roughly ₱30,423 per sqm of floor area). In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 26, 2026 at 9:00 AM.

The record marks the townhouse as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this townhouse is ₱19,530, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,835 a month. Pag-IBIG's Bacolod Branch handles the sale.