Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 115 Blk 79)

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed townhouse in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. It sits at Lot 115 Blk 79. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

At ₱1,171,300, the minimum bid price works out to about ₱30,423 per sqm of floor area. Bidding is sealed. Every offer must meet the minimum bid price, the highest qualified offer wins when the bids are opened, and there is no discount at this stage. Offers were scheduled from Oct 19 until 11:59 PM on Oct 23, 2026 (Philippine time); the bid opening was set for Oct 26, 2026 at 9:00 AM.

According to Pag-IBIG's record, the townhouse is unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this townhouse is ₱19,530, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,835 a month. Paying part of the price in cash or making a bigger down payment lowers the income you need. The handling office is Pag-IBIG's Bacolod Branch.