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Negotiated SaleUp to 45% off

Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 98 Blk 147)

Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202510300033

Townhouse in Deca Homes South Bacolod, Bacolod City, Negros Occidental — Pag-IBIG foreclosed property, photo 1

About this property

This offer period ended Oct 16, 2026, 11:59 PM PHT. Check the Pag-IBIG portal for the next schedule.

This foreclosed townhouse is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through negotiated sale. The record places it at Lot 98 Blk 147. It has 38.5 sqm of floor area on a lot of 35 sqm.

The minimum selling price is ₱1,137,700, about ₱29,551 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers were scheduled from Oct 10 until 11:59 PM on Oct 16, 2026 (Philippine time); the opening of offers was set for Oct 21, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱18,969, according to Pag-IBIG, because the amortization of about ₱6,639 a month may not exceed 35% of income. The handling office is Pag-IBIG's Bacolod Branch.

Key facts

Minimum price₱1,137,700
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱29,551
Property typeTown House
Floor area38.5 sqm
Lot area35 sqm
TCT / CCT no.092-2018017229
OccupancyOccupied
Pag-IBIG remarksOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱18,969
Offer periodOct 10, 2026, 12:00 AM PHT to Oct 16, 2026, 11:59 PM PHT
Opening of offersOct 21, 2026, 9:00 AM PHT
Appraisal dateAug 19, 2026
Last inspectedNov 22, 2025
Batch no.15328
ROPA ID859202510300033
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 6 (WESTERN VISAYAS)
  3. Province: choose NEGROS OCCIDENTAL
  4. City / Municipality: choose BACOLOD CITY, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed DECA HOMES SOUTH BACOLOD priced ₱1,137,700, click View More Details and check the ROPA ID:859202510300033Its title number is TCT/CCT 092-2018017229.

Location

Lot 98 Blk. 147 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100

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Pag-IBIG contact

Bacolod Branch

  • 09621804546, 09271446454

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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