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Negotiated SaleUp to 45% off

Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 17 Blk 147)

Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202510210010

Townhouse in Deca Homes South Bacolod, Bacolod City, Negros Occidental — Pag-IBIG foreclosed property, photo 1

About this property

This offer period ended Oct 16, 2026, 11:59 PM PHT. Check the Pag-IBIG portal for the next schedule.

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed townhouse in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. It sits at Lot 17 Blk 147. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

The minimum selling price is ₱1,137,700, about ₱29,551 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 10 until 11:59 PM on Oct 16, 2026 (Philippine time); the opening of offers was set for Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the townhouse and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱18,969 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,639. Paying part of the price in cash or making a bigger down payment lowers the income you need. The handling office is Pag-IBIG's Bacolod Branch.

Key facts

Minimum price₱1,137,700
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱29,551
Property typeTown House
Floor area38.5 sqm
Lot area35 sqm
TCT / CCT no.092-2018017148
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱18,969
Offer periodOct 10, 2026, 12:00 AM PHT to Oct 16, 2026, 11:59 PM PHT
Opening of offersOct 21, 2026, 9:00 AM PHT
Appraisal dateAug 19, 2026
Last inspectedNov 22, 2025
Batch no.15328
ROPA ID859202510210010
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 6 (WESTERN VISAYAS)
  3. Province: choose NEGROS OCCIDENTAL
  4. City / Municipality: choose BACOLOD CITY, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed DECA HOMES SOUTH BACOLOD priced ₱1,137,700, click View More Details and check the ROPA ID:859202510210010Its title number is TCT/CCT 092-2018017148.

Location

Lot 17 Blk. 147 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100

Search the area in Google Maps

Pag-IBIG contact

Bacolod Branch

  • 09621804546, 09271446454

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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