Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 34 Blk 113)

This foreclosed townhouse is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through negotiated sale. It sits at Lot 34 Blk 113. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

The minimum selling price is ₱1,137,700, about ₱29,551 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 27, 2026 at 9:00 AM.

The record marks the townhouse as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱18,969 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,639. Paying in cash or putting more money down reduces the income needed to qualify. The handling office is Pag-IBIG's Bacolod Branch.