Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 61 Blk 145)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed townhouse in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. It sits at Lot 61 Blk 145. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

The minimum selling price is set at ₱1,146,800 (roughly ₱29,787 per sqm of floor area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 27, 2026 at 9:00 AM.

The record marks the townhouse as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱19,121, according to Pag-IBIG, because the amortization of about ₱6,692 a month may not exceed 35% of income. Pag-IBIG's Bacolod Branch is the handling office.