Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 3 Blk 145)

This townhouse is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through negotiated sale. The record places it at Lot 3 Blk 145. It has 38.5 sqm of floor area on a lot of 35 sqm.

At ₱1,146,800, the minimum selling price works out to about ₱29,787 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 27, 2026 at 9:00 AM.

The record marks the townhouse as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this townhouse is ₱19,121, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,692 a month. Pag-IBIG's Bacolod Branch handles the sale.