Foreclosed Townhouse for Sale in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 85 Blk 129)

This foreclosed townhouse is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through negotiated sale. It sits at Lot 85 Blk 129. The townhouse has 38.5 sqm of floor area and stands on a 35-sqm lot.

At ₱1,197,600, the minimum selling price works out to about ₱31,106 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

Pag-IBIG lists its occupancy as "occupied/closed"; any occupants would be the buyer's to deal with. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱19,968, according to Pag-IBIG, because the amortization of about ₱6,989 a month may not exceed 35% of income.