
₱476,800
Rowhouse in Harmony Hills 2 Subdivision
Marilao, Bulacan
20.7 sqm floor35 sqm lot
Offers open Oct 24
Pag-IBIG Fund acquired asset in Marilao, Bulacan. ROPA ID 815202501310082

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.
This foreclosed townhouse is in Deca Homes, Barangay Loma de Gato, Marilao, Bulacan, and Pag-IBIG Fund is offering it through the 2nd public auction. The listing is for Lot 16 Blk 101. The record shows a floor area of 46 sqm on a 46.4-sqm lot.
The minimum bid price is set at ₱1,020,852 (roughly ₱22,192 per sqm of floor area). The 2nd public auction follows a 1st auction with no winning bid. Offers are sealed, the highest qualified offer wins at the bid opening, and Pag-IBIG gives up to 30% discount, depending on the mode of payment. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 28, 2026 at 9:00 AM.
The townhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.
Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱17,021, according to Pag-IBIG, because the amortization of about ₱5,957 a month may not exceed 35% of income.
| Minimum price | ₱1,020,852 |
|---|---|
| Sale type | 2nd Public Auction |
| Pag-IBIG discount | Up to 30% offDepends on your mode of payment. |
| Price per sqm (floor area) | ₱22,192 |
| Property type | Town House |
| Floor area | 46 sqm |
| Lot area | 46.4 sqm |
| TCT / CCT no. | T-540028 (M) |
| Occupancy | Occupied |
| Pag-IBIG remarks | OCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱17,021 |
| Offer period | Oct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT |
| Bid opening | Oct 28, 2026, 9:00 AM PHT |
| Appraisal date | May 18, 2026 |
| Last inspected | Feb 3, 2025 |
| Batch no. | OPA1520111 |
| ROPA ID | 815202501310082 |
| Sold through | 2nd Public Auction, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 16 Blk. 101 Phase St Louie Deca Homes Loma de Gato, Marilao, Bulacan, 3019
Open the inspection pin in Google MapsProperties with no winning bid in the 1st auction, put up for sealed bidding again at a discount of up to 30%.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 2nd Public Auction properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

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