Foreclosed Townhouse for Sale in Carmenchu Place, Santa Cruz, Laguna (Lot 8 Blk 2)

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed townhouse in Carmenchu Place, Barangay Labuin, Santa Cruz, Laguna. The record places it at Lot 8 Blk 2. It has 44.6 sqm of floor area on a lot of 40 sqm.

At ₱1,187,900, the minimum bid price works out to about ₱26,635 per sqm of floor area. A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. Offers were scheduled from Oct 12 until 11:59 PM on Oct 16, 2026 (Philippine time); the bid opening was set for Oct 22, 2026 at 9:00 AM.

Pag-IBIG lists its occupancy as "occupied/closed"; any occupants would be the buyer's to deal with. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the townhouse before making an offer.

The required gross monthly income for this townhouse is ₱19,806, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,932 a month. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's Calamba Housing Business Center handles the sale.