Foreclosed Rowhouse for Sale in St Joseph Homes 1, Cabuyao, Laguna (Lot 36 Blk 18)

This foreclosed rowhouse is in St Joseph Homes 1, Barangay Gulod, Cabuyao, Laguna, and Pag-IBIG Fund is offering it through the 2nd public auction. The listing is for Lot 36 Blk 18. The record shows a floor area of 21 sqm on a 40-sqm lot.

The minimum bid price is set at ₱534,420 (roughly ₱25,449 per sqm of floor area). With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. The published offer window is Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 28, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

The required gross monthly income for this rowhouse is ₱8,911, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱3,119 a month.