Foreclosed Rowhouse for Sale in Sarmiento Homes, San Jose del Monte, Bulacan (Lot 55 Blk 45)

This rowhouse is a Pag-IBIG Fund foreclosed property in Sarmiento Homes, Barangay Muzon Proper, San Jose del Monte, Bulacan, offered through the 2nd public auction. It sits at Lot 55 Blk 45. The rowhouse has 20 sqm of floor area and stands on a 40-sqm lot.

At ₱513,180, the minimum bid price works out to about ₱25,659 per sqm of floor area. It reached the 2nd public auction after the 1st auction ended without a winning bid. Bidding is sealed again, and Pag-IBIG labels this stage "up to 30% discount", depending on the mode of payment. Offers were scheduled from Oct 19 until 11:59 PM on Oct 23, 2026 (Philippine time); the bid opening was set for Oct 28, 2026 at 9:00 AM.

The rowhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱8,557, according to Pag-IBIG, because the amortization of about ₱2,995 a month may not exceed 35% of income.