Foreclosed Rowhouse for Sale in Lumina Silay, Silay City, Negros Occidental (Lot 37 Blk 12)

This rowhouse is a Pag-IBIG Fund foreclosed property in Lumina Silay, Barangay Rizal, Silay City, Negros Occidental, offered through negotiated sale. The record places it at Lot 37 Blk 12. It has 22 sqm of floor area on a lot of 36 sqm.

At ₱661,400, the minimum selling price works out to about ₱30,064 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

According to Pag-IBIG's record, the rowhouse is unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the rowhouse and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱11,028 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱3,860. Pag-IBIG's Bacolod Branch handles the sale.