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Negotiated SaleUp to 45% off

Foreclosed Rowhouse for Sale in Lumina Pandi Phase 4, Pandi, Bulacan (Lot 07 Blk 25)

Pag-IBIG Fund acquired asset in Pandi, Bulacan. ROPA ID 841202405160015

Rowhouse in Lumina Pandi Phase 4, Pandi, Bulacan — Pag-IBIG foreclosed property, photo 1

About this property

This offer period ended Oct 16, 2026, 11:59 PM PHT. Check the Pag-IBIG portal for the next schedule.

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed rowhouse in Lumina Pandi Phase 4, Barangay Siling Matanda, Pandi, Bulacan. The record places it at Lot 07 Blk 25. It has 22 sqm of floor area on a lot of 36 sqm.

The minimum selling price is ₱803,100, about ₱36,505 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

The record marks the rowhouse "occupied/closed", so plan for the possibility of occupants. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the rowhouse and set aside money for repairs and any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱13,391, according to Pag-IBIG, because the amortization of about ₱4,687 a month may not exceed 35% of income. Pag-IBIG's San Fernando Hub handles the sale.

Key facts

Minimum price₱803,100
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱36,505
Property typeRow House
Floor area22 sqm
Lot area36 sqm
TCT / CCT no.040-2018016400
OccupancyOccupied/Closed
Pag-IBIG remarksOCCUPIED/CLOSED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱13,391
Offer periodOct 10, 2026, 12:00 AM PHT to Oct 16, 2026, 11:59 PM PHT
Opening of offersOct 21, 2026, 9:00 AM PHT
Appraisal dateMay 27, 2026
Last inspectedJul 10, 2024
Batch no.15328
ROPA ID841202405160015
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 3 (CENTRAL LUZON)
  3. Province: choose BULACAN
  4. City / Municipality: choose PANDI, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed LUMINA PANDI PHASE 4 priced ₱803,100, click View More Details and check the ROPA ID:841202405160015Its title number is TCT/CCT 040-2018016400.

Location

Lot 07 Blk. 25 Lumina Pandi Phase 4 Siling Matanda, Pandi, Bulacan, 3014

Open the inspection pin in Google Maps

Pag-IBIG contact

San Fernando Hub

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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