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1st Public Auction

Foreclosed Rowhouse for Sale in Lumina Pandi Phase 3, Pandi, Bulacan (Lot 18 Blk 6)

Pag-IBIG Fund acquired asset in Pandi, Bulacan. ROPA ID 841202509250016

Rowhouse in Lumina Pandi Phase 3, Pandi, Bulacan — Pag-IBIG foreclosed property, photo 1

About this property

This offer period ended Oct 16, 2026, 11:59 PM PHT. Check the Pag-IBIG portal for the next schedule.

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed rowhouse in Lumina Pandi Phase 3, Barangay Siling Matanda, Pandi, Bulacan. It sits at Lot 18 Blk 6. The rowhouse has 22 sqm of floor area and stands on a 36-sqm lot.

The minimum bid price is ₱721,170, about ₱32,780 per sqm of floor area. A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. You make an offer online through Pag-IBIG Fund's Online Public Auction portal, using a free Buyer ID. The published offer window is Oct 12 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 22, 2026 at 9:00 AM.

It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the rowhouse and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱12,024 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱4,209. A bigger down payment, or paying in cash, lowers that requirement. The handling office is Pag-IBIG's San Fernando Hub.

Key facts

Minimum price₱721,170
Sale type1st Public Auction
Pag-IBIG discountNo discount in the 1st public auction
Price per sqm (floor area)₱32,780
Property typeRow House
Floor area22 sqm
Lot area36 sqm
TCT / CCT no.040-2021004344
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱12,024
Offer periodOct 12, 2026, 12:00 AM PHT to Oct 16, 2026, 11:59 PM PHT
Bid openingOct 22, 2026, 9:00 AM PHT
Appraisal dateMar 7, 2026
Last inspectedSep 30, 2025
Batch no.OPA1510115
ROPA ID841202509250016
Sold through1st Public Auction, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 3 (CENTRAL LUZON)
  3. Province: choose BULACAN
  4. City / Municipality: choose PANDI, then press Search.
  5. Open the 1st Public Auction tab.
  6. Find the card headed LUMINA PANDI PHASE 3 priced ₱721,170, click View More Details and check the ROPA ID:841202509250016Its title number is TCT/CCT 040-2021004344.

Location

Lot 18 Blk. 6 Phase 3 Lumina Pandi Phase 3 Siling Matanda, Pandi, Bulacan, 3014

Open the inspection pin in Google Maps

Pag-IBIG contact

San Fernando Hub

How 1st Public Auction works

Sealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.

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