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Negotiated SaleUp to 45% off

Foreclosed Rowhouse for Sale in Lumina Pandi, Pandi, Bulacan (Lot 42 Blk 19)

Pag-IBIG Fund acquired asset in Pandi, Bulacan. ROPA ID 841202001280003

Rowhouse in Lumina Pandi, Pandi, Bulacan — Pag-IBIG foreclosed property, photo 1

About this property

This offer period ended Oct 16, 2026, 11:59 PM PHT. Check the Pag-IBIG portal for the next schedule.

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed rowhouse in Lumina Pandi, Barangay Siling Matanda, Pandi, Bulacan. It sits at Lot 42 Blk 19. The rowhouse has 22 sqm of floor area and stands on a 36-sqm lot.

The minimum selling price is set at ₱659,896 (roughly ₱29,995 per sqm of floor area). The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Pag-IBIG puts the required gross monthly income at ₱11,003 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱3,851. A bigger down payment, or paying in cash, lowers that requirement. The handling office is Pag-IBIG's San Fernando Hub.

Key facts

Minimum price₱659,896
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱29,995
Property typeRow House
Floor area22 sqm
Lot area36 sqm
TCT / CCT no.0402014031280
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱11,003
Offer periodOct 10, 2026, 12:00 AM PHT to Oct 16, 2026, 11:59 PM PHT
Opening of offersOct 21, 2026, 9:00 AM PHT
Appraisal dateMar 7, 2026
Last inspectedNov 23, 2021
Batch no.15328
ROPA ID841202001280003
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 3 (CENTRAL LUZON)
  3. Province: choose BULACAN
  4. City / Municipality: choose PANDI, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed LUMINA PANDI priced ₱659,896, click View More Details and check the ROPA ID:841202001280003Its title number is TCT/CCT 0402014031280.

Location

Lot 42 Blk. 19 Phase I Lumina Pandi Siling Matanda, Pandi, Bulacan, 3014

Search the area in Google Maps

Pag-IBIG contact

San Fernando Hub

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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