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Negotiated SaleUp to 45% off

Foreclosed Rowhouse for Sale in Lumina Pandi, Pandi, Bulacan (Lot 27 Blk 05)

Pag-IBIG Fund acquired asset in Pandi, Bulacan. ROPA ID 841201911250033

Rowhouse in Lumina Pandi, Pandi, Bulacan — Pag-IBIG foreclosed property, photo 1

About this property

This offer period ended Oct 16, 2026, 11:59 PM PHT. Check the Pag-IBIG portal for the next schedule.

This rowhouse is a Pag-IBIG Fund foreclosed property in Lumina Pandi, Barangay Siling Matanda, Pandi, Bulacan, offered through negotiated sale. It sits at Lot 27 Blk 05. The rowhouse has 22 sqm of floor area and stands on a 36-sqm lot.

The minimum selling price is ₱725,800, about ₱32,991 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

The rowhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱12,102, according to Pag-IBIG, because the amortization of about ₱4,236 a month may not exceed 35% of income.

Key facts

Minimum price₱725,800
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱32,991
Property typeRow House
Floor area22 sqm
Lot area36 sqm
TCT / CCT no.040-2016019823
OccupancyOccupied
Pag-IBIG remarksOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱12,102
Offer periodOct 10, 2026, 12:00 AM PHT to Oct 16, 2026, 11:59 PM PHT
Opening of offersOct 21, 2026, 9:00 AM PHT
Appraisal dateJan 9, 2026
Last inspectedFeb 6, 2023
Batch no.15328
ROPA ID841201911250033
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 3 (CENTRAL LUZON)
  3. Province: choose BULACAN
  4. City / Municipality: choose PANDI, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed LUMINA PANDI priced ₱725,800, click View More Details and check the ROPA ID:841201911250033Its title number is TCT/CCT 040-2016019823.

Location

Lot 27 Blk. 05 Phase II Lumina Pandi Siling Matanda, Pandi, Bulacan, 3014

Search the area in Google Maps

Pag-IBIG contact

San Fernando Hub

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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