1st Public Auction
₱648,100
Rowhouse End Unit in Lumina Iloilo
Oton, Iloilo
22 sqm floor51 sqm lot
Offer period ended Oct 16
Negotiated SaleUp to 45% off
Foreclosed Rowhouse for Sale in Lumina Iloilo Phase 4, Oton, Iloilo (Lot 12 Blk 25)
Pag-IBIG Fund acquired asset in Oton, Iloilo. ROPA ID 858202603270013
About this property
Offers open in 4 days: Oct 24, 2026, 12:00 AM PHT.
This rowhouse is a Pag-IBIG Fund foreclosed property in Lumina Iloilo Phase 4, Barangay Abilay Norte, Oton, Iloilo, offered through negotiated sale. The record places it at Lot 12 Blk 25. It has 22 sqm of floor area on a lot of 36 sqm.
The minimum selling price is set at ₱658,500 (roughly ₱29,932 per sqm of floor area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.
It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the rowhouse and set aside money for repairs and any unpaid association dues before you offer.
Pag-IBIG puts the required gross monthly income at ₱10,980 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱3,843. Paying in cash or putting more money down reduces the income needed to qualify. The handling office is Pag-IBIG's Bacolod Branch.
Key facts
| Minimum price | ₱658,500 |
|---|---|
| Sale type | Negotiated Sale |
| Pag-IBIG discount | Up to 45% offDepends on your mode of payment and mode of sale. |
| Price per sqm (floor area) | ₱29,932 |
| Property type | Row House |
| Floor area | 22 sqm |
| Lot area | 36 sqm |
| TCT / CCT no. | 090-2021002146 |
| Occupancy | Unoccupied |
| Pag-IBIG remarks | UNOCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱10,980 |
| Offer period | Oct 24, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT |
| Opening of offers | Nov 3, 2026, 9:00 AM PHT |
| Appraisal date | Feb 3, 2026 |
| Last inspected | Apr 20, 2026 |
| Batch no. | 15331 |
| ROPA ID | 858202603270013 |
| Sold through | Negotiated Sale, Pag-IBIG Fund |
Find this property on Pag-IBIG's Property Finder
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
- Open Pag-IBIG's Online Public Auction Property Finder.
- Region: choose REGION 6 (WESTERN VISAYAS)
- Province: choose ILOILO
- City / Municipality: choose OTON, then press Search.
- Open the Negotiated Sale tab.
- Find the card headed LUMINA ILOILO PH 4 priced ₱658,500, click View More Details and check the ROPA ID:858202603270013Its title number is TCT/CCT 090-2021002146.
Location
Lot 12 Blk. 25 Lumina Iloilo Ph 4 Abilay Norte, Oton, Iloilo, 5020
Search the area in Google MapsPag-IBIG contact
Bacolod Branch
- 09621804546, 09271446454
How Negotiated Sale works
Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.
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