Foreclosed Rowhouse End Unit for Sale in Lumina Homes, Santo Tomas, Batangas (Lot 21 Blk 10)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed end-unit rowhouse with a firewall in Lumina Homes, Barangay San Vicente, Santo Tomas, Batangas. It sits at Lot 21 Blk 10. The rowhouse has 27 sqm of floor area and stands on a 36-sqm lot.

The minimum selling price is ₱849,500, about ₱31,463 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The published offer window is Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Nov 3, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

The required gross monthly income for this rowhouse is ₱14,164, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱4,957 a month.