Foreclosed Rowhouse for Sale in Lumina Homes, Santo Tomas, Batangas (Lot 4 Blk 19)

This rowhouse is a Pag-IBIG Fund foreclosed property in Lumina Homes, Barangay San Vicente, Santo Tomas, Batangas, offered through negotiated sale. It sits at Lot 4 Blk 19. The rowhouse has 22 sqm of floor area and stands on a 36-sqm lot.

At ₱656,600, the minimum selling price works out to about ₱29,845 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

The record marks the rowhouse as occupied; any occupants are for the buyer to deal with. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

The required gross monthly income for this rowhouse is ₱10,948, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱3,832 a month.