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Negotiated SaleUp to 45% off

Foreclosed Rowhouse for Sale in Lumina Homes San Pablo, San Pablo, Laguna (Lot 3 Blk 90)

Pag-IBIG Fund acquired asset in San Pablo, Laguna. ROPA ID 847202405090001

Rowhouse in Lumina Homes San Pablo, San Pablo, Laguna — Pag-IBIG foreclosed property, photo 1

About this property

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed rowhouse in Lumina Homes San Pablo, Barangay San Gregorio, San Pablo, Laguna. The record places it at Lot 3 Blk 90. It has 22 sqm of floor area on a lot of 36 sqm.

The minimum selling price is set at ₱710,600 (roughly ₱32,300 per sqm of floor area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

The record marks the rowhouse "occupied/closed", so plan for the possibility of occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Pag-IBIG puts the required gross monthly income at ₱11,848 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱4,147. Pag-IBIG's Calamba Housing Business Center is the handling office.

Key facts

Minimum price₱710,600
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱32,300
Property typeRow House
Floor area22 sqm
Lot area36 sqm
TCT / CCT no.075-2021007955
OccupancyOccupied/Closed
Pag-IBIG remarksOCCUPIED/CLOSED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱11,848
Offer periodOct 17, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT
Opening of offersOct 27, 2026, 9:00 AM PHT
Appraisal dateAug 3, 2026
Last inspectedMar 31, 2025
Batch no.15330
ROPA ID847202405090001
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 4-A (CALABARZON)
  3. Province: choose LAGUNA
  4. City / Municipality: choose CITY OF SAN PABLO, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed LUMINA HOMES SAN PABLO priced ₱710,600, click View More Details and check the ROPA ID:847202405090001Its title number is TCT/CCT 075-2021007955.

Location

Lot 3 Blk. 90 Lumina Homes San Pablo San Gregorio, City of San Pablo, Laguna, 4000

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Pag-IBIG contact

Calamba Housing Business Center

  • (02) 8422-3000 local 6403 or 6410

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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