Foreclosed Rowhouse End Unit in Kawit Municipal Housing (Kalayaan Homes), Kawit, Cavite (Lot 45 Blk 07)

This foreclosed end-unit rowhouse with a firewall is in Kawit Municipal Housing (Kalayaan Homes), Barangay Toclong, Kawit, Cavite, and Pag-IBIG Fund is offering it through the 2nd public auction. It sits at Lot 45 Blk 07. The rowhouse has 32 sqm of floor area and stands on a 50-sqm lot.

The minimum bid price is ₱808,110, about ₱25,253 per sqm of floor area. With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. The published offer window is Oct 12 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 21, 2026 at 9:00 AM.

The record marks the rowhouse as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱13,474 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱4,716. Pag-IBIG's NCR Housing Hub is the handling office.