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Negotiated SaleUp to 45% off

Foreclosed Rowhouse for Sale in Harmony Hills 2 Subdivision, Marilao, Bulacan (Lot 40 Blk 21)

Pag-IBIG Fund acquired asset in Marilao, Bulacan. ROPA ID 815202112290335

Rowhouse in Harmony Hills 2 Subdivision, Marilao, Bulacan — Pag-IBIG foreclosed property, photo 1

About this property

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.

This rowhouse is a Pag-IBIG Fund foreclosed property in Harmony Hills 2 Subdivision, Barangay Loma de Gato, Marilao, Bulacan, offered through negotiated sale. The record shows a floor area of 20.7 sqm on a 35-sqm lot.

At ₱469,600, the minimum selling price works out to about ₱22,686 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The published offer window is Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 27, 2026 at 9:00 AM.

The rowhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱7,830, according to Pag-IBIG, because the amortization of about ₱2,740 a month may not exceed 35% of income.

Key facts

Minimum price₱469,600
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱22,686
Property typeRow House
Floor area20.7 sqm
Lot area35 sqm
TCT / CCT no.T-266196(M)
OccupancyOccupied
Pag-IBIG remarksOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱7,830
Offer periodOct 17, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT
Opening of offersOct 27, 2026, 9:00 AM PHT
Appraisal dateMar 25, 2025
Last inspectedJun 2, 2025
Batch no.15330
ROPA ID815202112290335
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 3 (CENTRAL LUZON)
  3. Province: choose BULACAN
  4. City / Municipality: choose MARILAO, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed HARMONY HILLS 2 SUBDIVISION priced ₱469,600, click View More Details and check the ROPA ID:815202112290335Its title number is TCT/CCT T-266196(M).

Location

Lot 40 Blk. 21 Harmony Hills 2 Subdivision Loma de Gato, Marilao, Bulacan, 3019

Open the inspection pin in Google Maps

Pag-IBIG contact

NCR Housing Hub

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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