Foreclosed Rowhouse for Sale in Harmony Hills 1 Subdivision, San Jose del Monte, Bulacan (Lot 25 Blk 39)

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed rowhouse in Harmony Hills 1 Subdivision, Barangay Muzon Proper, San Jose del Monte, Bulacan. The listing is for Lot 25 Blk 39. The record shows a floor area of 24.78 sqm on a 38-sqm lot.

The minimum bid price is set at ₱586,300 (roughly ₱23,660 per sqm of floor area). A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 26, 2026 at 9:00 AM.

The rowhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.

The required gross monthly income for this rowhouse is ₱9,776, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱3,421 a month. Pag-IBIG's NCR Housing Hub is the handling office.