
₱476,800
Rowhouse in Harmony Hills 2 Subdivision
Marilao, Bulacan
20.7 sqm floor35 sqm lot
Offers open Oct 24
Pag-IBIG Fund acquired asset in Marilao, Bulacan. ROPA ID 815202502250054

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.
Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed rowhouse in Deca Homes, Barangay Loma de Gato, Marilao, Bulacan. It sits at Lot 28 Blk 190. The rowhouse has 44 sqm of floor area and stands on a 35-sqm lot.
The minimum bid price is set at ₱820,260 (roughly ₱18,642 per sqm of floor area). With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 28, 2026 at 9:00 AM.
The rowhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the rowhouse before making an offer.
Pag-IBIG puts the required gross monthly income at ₱13,677 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱4,787. Pag-IBIG's NCR Housing Hub handles the sale.
| Minimum price | ₱820,260 |
|---|---|
| Sale type | 2nd Public Auction |
| Pag-IBIG discount | Up to 30% offDepends on your mode of payment. |
| Price per sqm (floor area) | ₱18,642 |
| Property type | Row House |
| Floor area | 44 sqm |
| Lot area | 35 sqm |
| TCT / CCT no. | T-414816(M) |
| Occupancy | Occupied |
| Pag-IBIG remarks | OCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱13,677 |
| Offer period | Oct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT |
| Bid opening | Oct 28, 2026, 9:00 AM PHT |
| Appraisal date | Jan 26, 2025 |
| Last inspected | Mar 4, 2025 |
| Batch no. | OPA1520111 |
| ROPA ID | 815202502250054 |
| Sold through | 2nd Public Auction, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 28 Blk. 190 Phase St Martha Deca Homes Loma de Gato, Marilao, Bulacan, 3019
Open the inspection pin in Google MapsProperties with no winning bid in the 1st auction, put up for sealed bidding again at a discount of up to 30%.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 2nd Public Auction properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

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