Foreclosed Rowhouse for Sale in Carissa Homes North Ivb, San Jose del Monte, Bulacan (Lot 4 Blk 20)

This rowhouse is a Pag-IBIG Fund foreclosed property in Carissa Homes North Ivb, Barangay Kaypian, San Jose del Monte, Bulacan, offered through the 2nd public auction. It has 26 sqm of floor area on a lot of 36 sqm.

The minimum bid price is set at ₱380,799 (roughly ₱14,646 per sqm of floor area). With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 4, 2026 at 9:00 AM.

The rowhouse is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱6,349, according to Pag-IBIG, because the amortization of about ₱2,222 a month may not exceed 35% of income.