Foreclosed Lot for Sale in Villa Generosa Subdivision, Capas, Tarlac (Lot 12 Blk 38)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed lot in Villa Generosa Subdivision, Barangay Estrada, Capas, Tarlac. The listing is for Lot 12 Blk 38. It covers 48 sqm of land.

The minimum selling price is ₱388,800, about ₱8,100 per sqm of lot area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers go through Pag-IBIG Fund's Online Public Auction portal, which requires a free Buyer ID. The offer period was set for Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 21, 2026 at 9:00 AM.

The record marks the lot as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱6,483 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱2,269. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's San Fernando Hub is the handling office.