Foreclosed Lot for Sale in Villa Generosa Subdivision, Capas, Tarlac (Lot 3 Blk 38)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed lot in Villa Generosa Subdivision, Barangay Estrada, Capas, Tarlac. The listing is for Lot 3 Blk 38. It covers 48 sqm of land.

The minimum selling price is ₱388,800, about ₱8,100 per sqm of lot area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The offer period was set for Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves any unpaid association dues to the buyer, so inspect the lot before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱6,483, according to Pag-IBIG, because the amortization of about ₱2,269 a month may not exceed 35% of income. Paying in cash or putting more money down reduces the income needed to qualify. The handling office is Pag-IBIG's San Fernando Hub.