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Negotiated SaleUp to 45% off

Foreclosed Lot for Sale in Gloria Dream Homes, Daraga, Albay (Lot 14 Blk 3)

Pag-IBIG Fund acquired asset in Daraga, Albay. ROPA ID 852202503270002

Lot in Gloria Dream Homes, Daraga, Albay — Pag-IBIG foreclosed property, photo 1

About this property

Offers open in 4 days: Oct 24, 2026, 12:00 AM PHT.

This lot is a Pag-IBIG Fund foreclosed property in Gloria Dream Homes, Barangay Anislag, Daraga, Albay, offered through negotiated sale. The listing is for Lot 14 Blk 3. It covers 89 sqm of land.

At ₱453,900, the minimum selling price works out to about ₱5,100 per sqm of lot area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

It is listed as unoccupied. The title is already in the name of HDMF (Pag-IBIG Fund). It is sold as-is, where-is, so visit the lot and set aside money for any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱7,568 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱2,649. Paying part of the price in cash or making a bigger down payment lowers the income you need. Pag-IBIG's Naga Housing Business Center handles the sale.

Key facts

Minimum price₱453,900
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (lot area)₱5,100
Property typeLot Only
Lot area89 sqm
TCT / CCT no.078-2021000796
OccupancyUnoccupied-Lot
Pag-IBIG remarksUNOCCUPIED-LOT - TITLE UNDER HDMF
Required gross monthly income₱7,568
Offer periodOct 24, 2026, 12:00 AM PHT to Oct 30, 2026, 11:59 PM PHT
Opening of offersNov 3, 2026, 9:00 AM PHT
Appraisal dateMar 14, 2025
Last inspectedApr 12, 2025
Batch no.15331
ROPA ID852202503270002
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 5 (BICOL REGION)
  3. Province: choose ALBAY
  4. City / Municipality: choose DARAGA (LOCSIN), then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed GLORIA DREAM HOMES priced ₱453,900, click View More Details and check the ROPA ID:852202503270002Its title number is TCT/CCT 078-2021000796.

Location

Lot 14 Blk. 3 Gloria Dream Homes Anislag, Daraga (Locsin), Albay, 4501

Open the inspection pin in Google Maps

Pag-IBIG contact

Naga Housing Business Center

  • (02) 8422-3000 local 6656

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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