Foreclosed Single Attached House and Lot in Villa Cristeta Subdivision, Bago City (Lots 11 & 13 Blk 3)
Pag-IBIG Fund acquired asset in Bago City, Negros Occidental. ROPA ID 859202609170001
About this property
Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.
This single-attached house and lot is a Pag-IBIG Fund foreclosed property in Villa Cristeta Subdivision, Barangay Ma-Ao Barrio, Bago City, Negros Occidental, offered through the 1st public auction. The sale covers Lots 11 and 13 Blk 3 under one price. For both together, the record gives 29.79 sqm of floor area on 214 sqm of land.
At ₱1,103,098, the minimum bid price works out to about ₱37,029 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 26, 2026 at 9:00 AM.
It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.
The required gross monthly income for this house is ₱18,393, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,437 a month. Pag-IBIG's Bacolod Branch handles the sale.
Key facts
| Minimum price | ₱1,103,098 |
|---|---|
| Sale type | 1st Public Auction |
| Pag-IBIG discount | No discount in the 1st public auction |
| Price per sqm (floor area) | ₱37,029 |
| Property type | Single Attached |
| Floor area | 29.79 sqm |
| Lot area | 214 sqm |
| TCT / CCT no. | 093-2024000114/15 |
| Occupancy | Unoccupied |
| Pag-IBIG remarks | UNOCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱18,393 |
| Offer period | Oct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT |
| Bid opening | Oct 26, 2026, 9:00 AM PHT |
| Appraisal date | Sep 3, 2026 |
| Last inspected | Sep 23, 2026 |
| Batch no. | OPA1510116 |
| ROPA ID | 859202609170001 |
| Sold through | 1st Public Auction, Pag-IBIG Fund |
Find this property on Pag-IBIG's Property Finder
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
- Open Pag-IBIG's Online Public Auction Property Finder.
- Region: choose REGION 6 (WESTERN VISAYAS)
- Province: choose NEGROS OCCIDENTAL
- City / Municipality: choose BAGO CITY, then press Search.
- Open the 1st Public Auction tab.
- Find the card headed VILLA CRISTETA SUBDIVISION priced ₱1,103,098, click View More Details and check the ROPA ID:859202609170001Its title number is TCT/CCT 093-2024000114/15.
Location
Lot 11 & 13 Blk. 3 Phase II Villa Cristeta Subdivision Ma-Ao Barrio, Bago City, Negros Occidental, 6101
Search the area in Google MapsPag-IBIG contact
Bacolod Branch
- 09621804546, 09611444254, 09271446454
How 1st Public Auction works
Sealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.
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