Foreclosed Single Detached House and Lot for Sale in St Joseph Richfield, Santa Rosa, Laguna (Lot 25 Blk 4)

This foreclosed single-detached house and lot is in St Joseph Richfield, Barangay Sinalhan, Santa Rosa, Laguna, and Pag-IBIG Fund is offering it through negotiated sale. The record places it at Lot 25 Blk 4. It has 62.7 sqm of floor area on a lot of 100 sqm.

The minimum selling price is ₱3,253,100, about ₱51,884 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The published offer window is Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 27, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Pag-IBIG puts the required gross monthly income at ₱54,241 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱18,984. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's NCR Housing Hub handles the sale.